MHIA Insurance was established in 1990 with the intent to create a specialised policy for people residing in manufactured home estates. At the time there was little knowledge of what a manufactured home was and people who owned manufactured homes were having trouble finding insurers who would offer insurance for them.

In the early days the common terminology used to describe homes in caravan parks or home parks was “manufactured home estates”. Manufactured home estates is a term that is rarely used today in describing these villages. The most common term used today is “land lease communities”, however they are also referred to as lifestyle communities, home parks, mobile home parks, manufactured home estates, and caravan parks.

MHIA is one of the leading insurers in the land lease community industry.